Overview
Spread the Cost of Your Project
Eligible customers can explore finance options to help spread the cost of your CIP Construction project. Rather than paying in full upfront, you may be able to split the cost into fixed monthly payments over an agreed period.
Spread the cost
Choose a monthly payment that fits your household budget, instead of paying the full amount upfront.
Start your project sooner
Don’t let the upfront cost hold your plans back. Get a quote, check your eligibility and move forward with confidence.
Flexible finance options
Options and repayment terms vary by lender and are subject to status, so you can find a plan that suits your project
How it works
From first conversation to project start — here's what the journey looks like.
STEP 01
Request your free quote
Tell us about your project by WhatsApp, phone or the enquiry form. Ciprian and the team will discuss your requirements and prepare a clear, detailed quotation.
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STEP 02
Receive your quote and finance link
Along with your quotation, we'll send you a secure link to Ideal4Finance, our finance partner. There is no obligation to apply.
STEP 03
Check your eligibility and get started
Complete a short online application from your own device. Ideal4Finance submits it to its panel of lenders, and a lender assesses it. Once it's approved and your agreement is in place, we'll agree your start date.
What our clients say
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Frequently asked questions
Answers to common questions about financing your CIP Construction project.
What if my application isn't approved?
Finance is subject to status, so approval isn't guaranteed. You can still go ahead with your project and pay in the usual way. Speak to us about your options.
Who do I contact about my finance agreement after the work starts?
Once the agreement is in place, it is between you and the lender. For questions about your repayments, contact the lender or Ideal4Finance. For anything about the building work, contact CIP Construction.
What happens if I move house or want to repay early?
This depends on the terms of your finance agreement. Check the agreement or ask Ideal4Finance directly before accepting.
Are there any additional costs?
The total amount payable, any interest and any charges will be set out in your finance agreement before you accept it. Please read it carefully.
Is there any obligation if I check my eligibility?
Receiving the link and exploring your options does not commit you to anything. You only enter an agreement if you review and accept the terms offered.
Can I choose how long to repay over?
A range of repayment periods may be available depending on the lender. The available terms and the monthly cost will be shown before you commit to anything.
How do I know if I'm eligible?
Eligibility depends on the lender's assessment of your circumstances. You must be 18 or over and a UK resident. Finance is subject to status and affordability.
How long does the application take, and how quickly will I get a decision?
The application is a short online form that you complete on your own device. Decisions are typically quick, but timings depend on the lender.
Do I need to pay a deposit?
This depends on the lender and the finance agreement. Optional deposits may be available. Your options will be shown during your application.
What types of projects can be financed?
Finance is available for eligible construction and home improvement projects, such as extensions, renovations, kitchens and bathrooms. Ask us if you're unsure whether your project qualifies.
Who is Ideal4Finance, and is CIP Construction a lender?
Ideal4Finance is a credit broker authorised and regulated by the Financial Conduct Authority (FCA). It is not a lender, and neither is CIP Construction. Ideal4Finance introduces you to lenders that may be able to offer you finance.
How does financing my project work?
Once you've received your quotation from CIP Construction, we'll send you a link to Ideal4Finance. You complete a short online application, and Ideal4Finance submits it to its panel of lenders. If approved, you repay the lender in fixed monthly instalments over the agreed term.
Let’s talk about your project
Whether you're ready to get started or just exploring your options, fill in the form and we'll be in touch to discuss your project and any finance questions.
Project Enquiry
About Ideal4Finance
Who is Ideal4Finance? — Ideal4Finance is a UK credit broker that connects customers with a panel of lenders. It is authorised and regulated by the Financial Conduct Authority (FCA).
Our Relationship — CIP Construction has partnered with Ideal4Finance to offer customers access to finance options for eligible construction and home improvement projects. CIP Construction is not a lender or credit broker.
Finance Information — Finance is available subject to eligibility and credit approval. A range of terms and repayment periods may be available depending on the lender.
How to Apply — Request a quote from CIP Construction. We'll send you a link to Ideal4Finance so you can check your eligibility online, with no obligation.
Required Finance Disclaimer / Regulatory Information
CIP Construction Ltd is not a lender or credit broker. Finance is arranged by Ideal Sales Solutions Ltd, trading as Ideal4Finance, which is authorised and regulated by the Financial Conduct Authority (FRN 703401), acting as a credit broker and not a lender. Finance is subject to status and affordability, and all loans are subject to lender assessment and approval. Terms and conditions apply. You must be 18 or over and a UK resident. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Projects
Built by CIP Construction
We are an established construction company with a proven track record of delivering high-quality residential and commercial projects across the region.
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